earthquake / flood

Possibly the most important thing to know about earthquake insurance is this: A basic homeowners policy does not cover earthquake damage. Even if you don’t live in an area where earthquakes are common, it’s possible you might need earthquake insurance.

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active, including the Northwest. Yet only a small percentage of people here purchase earthquake insurance.

We will work with you to determine which level of coverage may be best for you. Remember you should buy enough to cover the costs of rebuilding your house and replacing damaged possessions. The amount of insurance you buy should be based on replacement and reconstruction costs, not the market value of your property and possessions.

Call Biggs Insurance and speak with a representative today to make sure you are covered, no matter what.