homeowner’s insurance
Owning a home in Portland or Vancouver has its own unique challenges and opportunities. The rain, the sun, and the rain (again!) means that your Homeowner’s policy should be tailored to your property’s unique setting. And since our homes are often our sanctuary in a hectic world it is crucial that we protect them the best we can afford. Regardless of the value of your home in and around the Portland Metro area, a homeowner’s policy is necessary for the protection of your personal property and also your personal liability exposures.
A homeowner’s policy in Washington or Oregon covers not only your dwelling and personal property, it also includes liability insurance that protects you in the event that someone is injured or their property is damaged by you, your family, or your pet. In addition to protection for your home, there are several other types of additional insurance you may purchase that will cover a variety of things such as floods, earthquakes, jewelry, art, antiques, and special collections.
Without a plan, you may be over-insured in some areas and under-insured in others. With that in mind, our Biggs Insurance agents will work with you to customize the best coverage possible to protect the financial security of your family. That’s what we do best.
Keeping up with the seasons: time for fall tasks
It's about time for cooler weather here in the PNW! Whether or not you're psyched for milder temps and rain, if you're a homeowner, you ought to read this piece from our friends at Cincinnati - it goes over several tasks to prep for the onset of fall. We’re less than...
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Older homes: hidden gems, or hidden pitfalls?
As lovely as older homes can be, there are several things to be mindful of that can add significant costs and even make it tricky to secure home insurance. Make sure your inspector checks for these six types of issues, described here by our friends at Cincinnati....
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5 ways to protect your home from wildfire embers
The Oregon Bootleg fire has been making national headlines recently, with many experts stressing that we can expect to see more frequent and intense fires throughout the summer and beyond. One potential danger that may not get quite as much press is ember intrusion,...
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Winterkill: how to repair winter’s damage to your lawn
Last month's snow and ice storms impacted many of us in the Portland/Vancouver area - hopefully by now, any downed branches or power outages have been remedied, but have you considered the damage to your lawn? Here's an article to help you determine if your grass will...
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Questions to ask your home inspector
With interest rates at impressive lows, a lot of folks are becoming first-time homeowners - here, our friends at Travelers provides some guidelines to choosing a qualified inspector. Check out the video on the original page (linked to at the bottom of this article)...
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Common winter weather claims and how to beat them
It might surprise you to learn that ice, not snow, is one of the likeliest causes of winter weather-related homeowners insurance claims. Here, our friends at PEMCO talk preventative measures you can take against ice, windstorms, and excess runoff. Perspective recently...
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Questions to help set home replacement cost
Does this sound familiar: you're going through a detailed application for homeowners insurance, and you arrive at a question asking for your home replacement cost... you're left scratching your head - where to start?! This guide from our partners at Cincinnati is a...
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Differences between FHA and conventional loans
If you’ve decided to buy a home or refinance your existing mortgage, one of the first things to consider is what type of mortgage loan is best. Conventional mortgage loans and Federal Housing Administration (FHA) loans are two of the most common options for first-time...
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