homeowner’s insurance

Owning a home in Portland or Vancouver has its own unique challenges and opportunities. The rain, the sun, and the rain (again!) means that your Homeowner’s policy should be tailored to your property’s unique setting. And since our homes are often our sanctuary in a hectic world it is crucial that we protect them the best we can afford. Regardless of the value of your home in and around the Portland Metro area, a homeowner’s policy is necessary for the protection of your personal property and also your personal liability exposures.

A homeowner’s policy in Washington or Oregon covers not only your dwelling and personal property, it also includes liability insurance that protects you in the event that someone is injured or their property is damaged by you, your family, or your pet. In addition to protection for your home, there are several other types of additional insurance you may purchase that will cover a variety of things such as floods, earthquakes, jewelry, art, antiques, and special collections.

Without a plan, you may be over-insured in some areas and under-insured in others. With that in mind, our Biggs Insurance agents will work with you to customize the best coverage possible to protect the financial security of your family. That’s what we do best.

5 reasons celebrities insure their jewelry (and why you should too)

While this article from our partners at Chubb was from a pre-COVID era, we can still expect to see some celeb bling this spring, as the Oscars are still slated to take place - and it's still solid advice on why you may want to look into adding an endorsement to your...

Common winter weather claims and how to beat them

It might surprise you to learn that ice, not snow, is one of the likeliest causes of winter weather-related homeowners insurance claims. Here, our friends at PEMCO talk preventative measures you can take against ice, windstorms, and excess runoff. Perspective recently...

Chill in the air? Here’s how to safely heat your home and patio

Colder temperatures are starting to arrive here in the PNW and across the nation - but before you crank up that space heater, make sure to read this comprehensive safety guide from our friends at The Hartford. It covers gas patio heaters and fireplaces, too, including...

Questions to help set home replacement cost

Does this sound familiar: you're going through a detailed application for homeowners insurance, and you arrive at a question asking for your home replacement cost... you're left scratching your head - where to start?! This guide from our partners at Cincinnati is a...

Differences between FHA and conventional loans

If you’ve decided to buy a home or refinance your existing mortgage, one of the first things to consider is what type of mortgage loan is best. Conventional mortgage loans and Federal Housing Administration (FHA) loans are two of the most common options for first-time...

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Important Notice to Our Customers and Partners


As we enter the new 'Healthy Washington' plan, Biggs is pleased to once again allow on-premises visits from our customers.

However, given that many of our crew will continue to primarily opt for telework, for the time being, we ask that you make an appointment in advance so you can be assured your representative will be present.

Our phones remain staffed from 8:30am-5pm, M-F, and if you want to email your agent directly but don’t have their info, you may find it here.

Thanks for your patience, and stay healthy.