Your business faces liabilities every day.  The only way to protect your assets is to carry adequate business liability insurance.  A Commercial General Liability (CGL) insurance policy is the first line of defense for your business against many common claims.

Commercial General Liability insurance covers claims for bodily injury or other physical injury or property damage and provides protection for events that may occur on your premises or at othe rlocations where you conduct business and can provide coverage for claims arising from your products.

Commercial General Liability (CGL) policies cover claims in four basic categories of business liability.

Bodily Injury
Property Damage
Personal Injury (including slander or libel)
Advertising Injury

Commercial Excess / Umbrella Liability

Excess / Umbrella Liability Coverage provides additional coverage over the limits of liability for the primary General Liability, Commercial Auto, and Worker’s Compensation policies.  Coverage limits of $1 million to $50 million or more are available.

Commercial General Liability Doesn’t Provide Protection for All Business Liabilities Exposures

General Liability insurance doesn’t provide protection for every liability exposure your business may have.  Our agents can recommend policies designed to address specific coverage gaps.

Professional Liability / Errors and Ommissions
Employment Practices Liability
Directors and Officers Liability
Fiduciary Liability
Employee Benefits Liability


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Important Notice to Our Customers and Partners

REGARDING COVID-19: Biggs is doing our part to slow the spread of Omicron and will be operating with a greatly reduced in-office crew for the week of January 18th.

(Note we’ll be closed on the 17th for Martin Luther King Jr. Day.)

Nearly all employees will be working remotely; however our receptionist will continue to staff the front desk, should you need to come in for any reason.

Remember to MASK UP while visiting regardless of vaccination status. Our phones remain staffed from 8:30 am - 5 pm, M-F, and if you want to email your agent directly but don’t have their info, you may find it here.

Thanks for your patience, and stay healthy.