Dogs, cats, animals of all kinds can add so much value to our lives – so it’s no surprise that 63% of American households have at least one pet. In any given year, one in three of these beloved family members will need expensive veterinary care, even if only for routine exam visits and vaccinations. If (perish the thought) a pet becomes severely ill and needs emergency care, bills can add up quickly, putting owners in a horrible dilemma. However, with the benefit of pet insurance, you can have peace of mind knowing you’ll never have to make a decision about your pet’s well-being based on cost.
There are multiple pet insurance providers operating in the U.S. marketplace and many of them offer a variety of plans, but the process is more or less the same across the board: once you’ve chosen your policy, you’ll be able to personalize your plan by selecting your deductible and co-pay or reimbursement percentage options. You’ll normally be able to choose between an annual or per condition deductible and how much you pay of each claim, and will have the choice of a co-pay amount between 10% and 40% payable by you. Then, should your pet fall ill or be injured, you can visit any licensed veterinarian for treatment. Usually you’ll need to pay the whole veterinarian fee up front, but you’ll then submit a claim to your insurance company and will be reimbursed for treatment covered by your policy.
Call Biggs Insurance and speak with an agent today to make sure your furry friends are covered, no matter what.