worksite & voluntary services

As health care costs continue to rise, so is the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefit package, voluntary benefits have become an ideal solution.

Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company. This is advantageous to employees because they have a variety of insurance options available conveniently in one place often with lower premiums than individual policies they may not be able to purchase without the employer sponsored coverage.

What are voluntary benefits?

Voluntary benefits are coverages and products made available to employees for elective purchase. These programs have four key characteristics:

  1. 100% employee-paid
  2. Offered through an employer
  3. Solicited and enrolled through a carrier or enrollment firm
  4. Paid through automatic payroll deductions.

Because of their cost efficiency and portability, as well as their contribution to an employee’s work–life balance, voluntary benefits are becoming a central component of many companies’ overall benefits strategies.

Most common voluntary benefits

  • Permanent life insurance
  • Disability income insurance
  • Accidental death and dismemberment (AD&D)
  • Supplemental health insurance
  • Long–term care insurance
  • Retiree medical insurance
  • Dental/vision insurance
  • Auto/homeowners’ insurance
  • Prepaid legal services
  • Pet health insurance
  • Identity theft insurance
  • Computer purchase programs
  • Adoption assistance

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Important Notice to Our Customers and Partners

REGARDING COVID-19:

With the reopening of our state, Biggs is pleased to continue allowing on-premises visits from our customers.

We’re complying with CDC advice concerning indoor mask use by unvaccinated individuals.

Please do note: we still plan to offer work-from-home arrangements to many of our crew. We ask that you call or email before you swing by, so you can be assured your representative will be present.

Our phones remain staffed from 8:30 am - 5 pm, M-F, and if you want to email your agent directly but don’t have their info, you may find it here.

Thanks for your patience, and stay healthy.